Closing Costs

Mortgage payments take up a significant part of your monthly income. When buying a home, how much of your paycheck goes to paying your home loan is therefore a significant point of consideration. Take note that it is not the only expense you’re going to have to answer to. There are your utility bills, your groceries, your credit card payments, etc. So the question remains: is there any way I can lower my mort...

So after months of preparation, building your credit, and prepping your paperwork, working through the labyrinth of finding a home, getting pre-approval for your financing, you are finally on your way to closing. What a relief, right? Not so fast. There are a few things you need to know and do first before the closing date. If things go right and you follow these sound advice, then you don’t have to worry ab...

As discussed in one of my articles, a home inspection is a vital part of the home buying process. It allows you to identify issues with the property and know if there are needed repairs that have to be done on the property. Now, the results of a home inspection can be grounds for negotiation. That is, the buyer can ask the seller to lower down their asking price, or the price can be retained while the seller ag...