buyahome

Before you can close on a mortgage, your lender will need to know a few things about your home. The most important is the value. They cannot lend you money if the value of the home isn’t high enough. Second most important, however, is if the home is in a flood zone. If it is, you will be required to carry flood insurance, which differs from homeowner’s insurance. Compare Offers from Several Mortgage Lender...

Buying a home that is in perfect condition and has the exact layout you desire is no easy task. In fact, some people find it near impossible. Rather than giving up or giving in to purchasing a home that you consider “just okay,” you can use the 203K loan program that enables you to have the money to purchase a home as well as make renovations to it. The funds are all tied into one loan and you are able to g...

Are you ready to buy a home? Before you step foot into a potential home, you should take the time to get pre-approved. This way you know what size loan you can get. When you combine the loan amount with the amount of your down payment that you have saved, you’ll have a pretty good idea of how much money you can spend on a home. Looking for Current Mortgage Interest Rates? Click Here. Just what does a lender n...

You have many factors to consider when you are in the market to buy a home. Did you know one of the top things should be a CLUE Report? If you are unfamiliar with this report, it’s time to learn about it. This report could save you time, money, and a lot of headaches. WHAT IS THE CLUE REPORT? CLUE Report stands for the Comprehensive Loss Underwriting Exchange. This is a database of claims homeowners have made...

Where to buy a home? It’s a common dilemma shared by prospective homebuyers as they weigh what they want versus what they need. Finance website WalletHub somewhat made it easier by listing down the best (and worst) places for first-time homebuyers. The results came from its analysis of 300 U.S. cities based on 23 key metrics assessing market attractiveness, affordability and quality of life. Where to find ...