buyahouse

If you had to file for Chapter 7 Bankruptcy, don’t worry, you aren’t alone. Millions of Americans have to file for this BK in order to get the fresh start that they need. It’s how you conduct your finances after the discharge of the Chapter 7 bankruptcy that will determine your ability to buy a house in the near future Looking for Current Mortgage Interest Rates? Click Here. THE WAITING PERIOD Each loan h...

Buying a house in your own state is tough enough. When you have to look out of state for a home, the problems just get exacerbated. Before you start the process, learn the simple steps you should take to help make the process as easy as possible for you. YOU NEED HELP You need a buyer’s agent. You want to hire someone that will represent just you, not you and the seller. A listing agent is motivated to sell t...

The IRS allows a one-time exception for first-time homebuyers that want to tap into their IRA to put money down on a home. That exception saves you a 10% penalty, which could amount to quite a bit of money. But just because you can withdraw the money (even if you aren’t a first-time homebuyer), does it mean that you should? Looking for Current Mortgage Interest Rates? Click Here. WHERE DO YOU STAND FOR RETIRE...

You have your down payment saved, so you think you are ready to buy a house. Before you start, you should know some things. You need more than just the money for the down payment to buy a house. Many fees go into the purchase, which is important for you to understand so that you can make the most of the situation. Compare Offers from Several Mortgage Lenders. THE COST OF BUYING A HOME When you buy a home, you h...