homes

You paid off your house a while ago and have enjoyed being mortgage free. However, in recent years you hit bad luck and ruined your credit. Now you want to tap into your paid off house and get some of that equity back in cash to help make ends meet. Is it possible with your bad credit? REFINANCING A PAID OFF HOUSE You must know that the bad credit you accumulated may hurt you. Certain lenders will not even cons...

Buying an existing home can be exciting and scary at the same time. While you would hope the seller discloses everything there is to know about the home, that’s not always the case. One area they often cover-up, whether knowingly or unknowingly, is with unpermitted renovations. If the sellers did renovations themselves or even had a contractor do them without checking with the city first, it could leave you w...

Perhaps it’s easy to say that house hunting is an exciting part of every home buying journey. This is where you decide what type of house fits your needs and what is well within your budget. Before all that, it’s ideal to get pre-qualified for a loan first. Through this, you will get an idea as to how much you could afford on a house. Other than that, knowing that you are pre-qualified for a loan gives a ...

You have your down payment saved, so you think you are ready to buy a house. Before you start, you should know some things. You need more than just the money for the down payment to buy a house. Many fees go into the purchase, which is important for you to understand so that you can make the most of the situation. Compare Offers from Several Mortgage Lenders. THE COST OF BUYING A HOME When you buy a home, you h...