3 minutes read
A credit score refers to a numerical based on a specific level of an individual credit file. To represent a person's creditworthiness, a credit score is specifically based on both credit reports and information typically sourced from any of the credit bureaus. When information in the credit score is updated on credit lender, you’re likely to experience a credit score changes where can either rise or fall depending on the new information. Due to the rising and failing of this credit score, you need to improve it to normal.
4 minutes read
Lenders have been using FICO or VantageScore credit scores in assessing mortgage applications. They primarily rely on these scores to determine the rate a borrower applying for a mortgage will get. Credit scores are a reflection of your credit report, a log of your credit activities in the past. We have thus gathered a handful of tips found on FICO and VantageScore websites in improving your credit score and ul...